EMI Calculator

Welcome to EMI Calculator! Your privacy is important to us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our EMI Calculator application.

1. Information We Collect

Our EMI Calculator is designed with privacy in mind. We collect minimal information to provide and improve our services:

• Calculation Data: The financial information you input (loan amount, interest rate, tenure) to calculate EMI results.
• Technical Information: We may collect information about your device including IP address, browser type, and operating system for analytical purposes.
• Usage Data: Information about how you interact with our calculator, such as which features you use most frequently.

2. How We Use Your Information

We use the collected information for the following purposes:

• To provide and maintain the EMI calculation service
• To improve our calculator and user experience
• To analyze usage patterns and trends
• To respond to user inquiries and support requests
• To detect and prevent technical issues or fraudulent activities

3. Data Storage and Security

We implement appropriate security measures to protect your information:

• Calculation data is processed locally in your browser whenever possible
• Any stored data is encrypted and secured on protected servers
• We regularly review our data collection and storage practices to ensure security
• We retain your personal information only for as long as necessary to fulfill the purposes outlined in this Privacy Policy

4. Cookies and Tracking Technologies

We may use cookies and similar tracking technologies to track activity on our service and hold certain information. Cookies are files with a small amount of data which may include an anonymous unique identifier.

You can instruct your browser to refuse all cookies or to indicate when a cookie is being sent. However, if you do not accept cookies, you may not be able to use some portions of our service.

5. Third-Party Services

We may employ third-party companies and individuals to:

• Facilitate our service
• Provide the service on our behalf
• Perform service-related services
• Assist us in analyzing how our service is used

These third parties have access to your information only to perform these tasks on our behalf and are obligated not to disclose or use it for any other purpose.

6. Your Data Rights

Depending on your location, you may have the following rights regarding your personal information:

• The right to access and receive a copy of your personal data
• The right to rectify any inaccurate or incomplete data
• The right to request deletion of your personal data
• The right to restrict or object to our processing of your personal data
• The right to data portability

7. Children's Privacy

Our service does not address anyone under the age of 13. We do not knowingly collect personally identifiable information from children under 13. If you are a parent or guardian and you are aware that your child has provided us with personal data, please contact us.

8. Changes to This Privacy Policy

We may update our Privacy Policy from time to time. We will notify you of any changes by posting the new Privacy Policy on this page and updating the "Last Updated" date.

You are advised to review this Privacy Policy periodically for any changes. Changes to this Privacy Policy are effective when they are posted on this page.